THINKING ABOUT BUYING A HOME?

Here are several advantages of ownership . . .

• A house is a form of forced savings (you make payments on an asset that may grow in value - - many families would never accumulate assets otherwise).
• Homeowners often have a sense of pride and status in home and community.
• A homeowner may have a better credit rating (equity in a home improves the credit status of the family and can be used as collateral for an emergency loan).
• Mortgage payments contribute to an investment, particularly if the property is located where it increases in value over a period of years.
• Monthly payments remain relatively constant for many years (fixed loan), thus housing costs are stabilized because present and future costs can be estimated and planned.
• Interest on mortgage monies and taxes are legitimate income tax deductions.
• The house may increase in value, resulting in a significant gain in net worth.
• Ownership may contribute to security, especially in retirement years when income normally decreases.
• A homeowner can borrow against his/her equity, as the value of the house increases against what is owed on it.
• More space may be available for family members and their activities
• A homeowner has freedom to make improvements and changes to the house and surroundings as desired (although a development or association may have restrictions and prohibitions).
• Home ownership can contribute to the general well-being and sense of "roots" of the family, especially for children.
• Homeowners generally are concerned about community affairs and how they may affect their property.

I have a full-time professional real estate team having access to every property that is for sale. We can save you time, money and effort. By concentrating our total efforts on researching and selecting only properties that meet your requirements, you will be able to quickly find the right home. We would be pleased to work with you and offer our professional guidance. Let us help you make the best decision in locating you home with the least amount of work on your part. Call me (321) 308-2230.

Bonnie Jacobsen, GRI,   ABR                     Broker-Associate                             RE/MAX Alternative Realty, Inc. 141 Coconut Dr. Indialantic, FL 32903 Direct: 321.779.0208

Erika Nigh Assistant to Bonnie Jacobsen RE/MAX Alternative Realty, Inc.